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IMPORTANT: Updated Pre-Adverse Action Notice for Applicants and Employees!

APPLIES TO

All Employers

EFFECTIVE

September 21, 2018

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(888) 378-2456

The federal Consumer Financial Protection Bureau (CFPB) recently issued an updated version of “A Summary of Your Rights Under the Fair Credit Reporting Act” (Summary) that includes a new notice to consumers about their right to implement a free “security freeze” under certain circumstances, preventing consumer reporting agencies from disclosing the contents of a consumer report. Although the Summary has been updated with this new notice, “security freezes” do not apply to any person “using the information for employment … or background screening purposes.”