Maine: Private Insurance Plans Approved for Paid Family and Medical Leave Program

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Quick Look

  • The Maine Department of Labor announced the private insurance plans that are approved to provide coverage under the Maine Paid Family and Medical Leave program.
  • Employers using a private insurance plan must submit an application for approval starting April 1, 2025.

Discussion:

The Maine Department of Labor announced the private insurance plans that are approved to provide coverage under the Maine Paid Family and Medical Leave program. The program is set to go into effect January 1, 2026. Under the program, eligible employees can take up to 12 weeks of paid time off for qualifying family, medical, safe, or military leaves. The program is funded through payroll premiums shared by the employer and employee. Employers are required to submit premiums and contribution reports quarterly starting April 30, 2025.

 

Under the program, employers may use a private insurance plan to meet its obligations after applying for and receiving approval from the MDOL. MDOL has certified 12 fully insured, private insurance plans after determining that they provided substantially equivalent benefits offered by the state’s plan. Employers using a private insurance plan must submit an application for approval starting April 1, 2025.

 

Action Items

  1. Review the approved private plan providers here.
  2. File for approval of a private plan through the Paid Leave Portal.

 

 

 


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